Skip to main content

3 Sneaky Money-Saving Tips

In an earlier post I mentioned that my one and only New Year's resolution this year is to save $1 everyday.

Not a big goal, admittedly. But I am banking on this small step on the road to improving my finances to lead to bigger steps as the year goes on.

The funny thing is, as I meet this savings goal every day I feel better about myself. (And a little richer.)

Accomplishing any goal we have set for ourselves can only inspire us, motivate us, as we set bigger goals for ourselves. This is what I believed when I made my resolution, and this is what I am finding to be true.

Every morning I save one more dollar in my secret savings stash before I do anything else. Well, almost anything. This gets my day started on a very positive note, plus I have that dollar safely tucked away before it gets spent during the day. And by the end of each day, I have usually managed to add more money to my 'piggy bank.'

How much have I saved so far with my $1 a day plan?

I started mid-December-ish. So let's say 14 days in December. Plus 14 days thus far in January. About 28 days of saving.

At $1/day, I should have saved $28.

I have saved $97.


So how am I saving this money? Let me tell you 3 sneaky money-saving tips that are working for me:

1. When I am about to run to the grocery store for last-minute dinner planning groceries, I stop and look once more through my cupboards for items I can make a dinner with instead of grocery shopping. Again.
Next, I take the money I was going to spend at the store and immediately put it in my savings stash. Key word here is immediately. I do the same thing when I am thinking of ordering a pizza or making a run to the nearest fast-food restaurant. Save the cash - cook with what you have in the kitchen whenever you can.

2. When I do laundry now, I put 4 quarters into a jar I keep by the washing machine. Just as if I were at a Laundromat - but I am paying myself, not the owner of that laundromat. Those quarters get added to the savings at the end of each day as well.

3. When I go grocery shopping, I still play the 'grocery store game' - I always try and pick one item (at least) to return to the shelf and do without before heading to the check-out aisle. When I get home, I add the amount that item would have cost me to my savings stash.

As my little savings gets bigger and bigger, I am  motivated to save more money and in different ways. I love having this 'secret savings' - it is my accomplishment that makes me smile every morning when I get out of bed. It may not seem like much, this little resolution of mine. But it is. In more ways than one.

$1 a day.

My New Year's resolution. Let's see where it keeps leading me.


Popular posts from this blog

How To Make Some Extra Money From Home

Need to make some extra money so you can save some money? Or if you need some extra income to help with living expenses, try some freelance writing on the weekends.

Here are some sites to check out that will pay for articles submitted. Read each site's terms and conditions to make sure you are comfortable with how and when they pay, rights to articles you write, etc.

4. Examiner,com
5. Internet Brands
6. Demand

How to Save $10,000 This Year

I first posted this last Jan. (2011)- thought it was worthwhile posting again this year! Also, I mistakenly entered $24.40 in the original post as the amount to save each day-the correct amount is $27.40. 

Yes, you can save (or make--depending on how you look at it!) $10,000 by the end of this year, and it is really pretty easy.

Save $27.40 each day, and after 365 days, you will have saved $10,001 dollars.

Of course, since we are now about 14 days in to Jan., you will need to adjust that savings a bit- but still, you get the gist, right?

And if you save $10 a day, you can still have $3,650.

How about $5 a day? That will give you a nice savings of $1,825.

How to save money each day? Here are a few ideas:

Skip Starbucks--make your own coffee
Skip the take-out lunch--make peanut butter and jelly snadwiches
Make spaghetti 2 times a week--skip the meat
Buy a water filter and drink tap water--skip the bottled waters
Put back one item from your grocery cart each time you shop--and save the co…

Things To Do With Empty Cans of Soup

All of these ideas start with a clean empty soup can with no jagged edges. For some you may want to peel off the labels, others you might just leave the labels on!

1.. Having a picnic? Use empty Campbells soup cans as utensil holders for plastic forks and spoons on the picnic tables. (leave labels on ..adds a colorful unique touch!)

2.. Make a Halloween Decoration. Cover a soup can in black construction paper or fabric. Add some cut out eyes. For wings, color a paper plate black, Cut the plate in half. For each half, cut scalloped edges along one side, then glue "wings" to the side of the "bat can."

And a few more easy ways to recycle empty soup cans:

3. Use a nail and hammer to poke hole sin the bottom of sop cans and use as herb planters. Place a plastic lid under can to prevent rust stains.
4. Make Candlesticks (great tutorial from "Me Making Do")
5. Make a Flower-Shaped Cookie Cutter.
6. Make a Hanukkah Gift out of a soup can.
7. Make a Christmas Lum…