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Saving Money Every Day


Here is a quick tip for saving money everyday that I found on Self.com:

Set up a 'daily allowance" for each day of the month, so to speak, for you and your spouse by subtracting your living expenses--mortgage, car, utilities, groceries, insurance, personal savings (or the amount of money you want to hide away at the end of each day) etc.--from your income, and dividing the remainder by 30. Now that amount is the amount you and your spouse can spend each day on whatever.

Now comes the saving money trick: Say you have allotted $20 discretionary spending each day. Try and only spend $15 on "whatever," and save that extra $5.00. At the end of the month, add up the amount saved from your "whatever" money, in this example $150, and transfer that amount into an emergency fund!

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