I know...it is mid-July. I know--it hot outside and the last thing on your mind is probably Christmas shopping. But did you know there are now appx. 165 days left till "The Big Day?" Start Saving for Christmas NOW--if you haven't already!
All you need to do to get a Christmas Savings going is simply put some money aside every night or morning, whichever works for you. The more the better of course, but try to aim for at least a dollar a day.
Make a commitment to NOT TOUCH that Christmas Money.
Now look at what you can save between now and December....of course when you start shopping will affect how many actual savings days you will have...but get out your calendar, mark down the day you would like to start shopping (say Dec. 10th), and count exactly how many days you have between now and then.
For approximate amounts, take a look:
151 days of saving-- which is the number of days between July 12th and December 10th:
$1.00 = $151 (ok..not alot, but still..something, right?)
$2.00 = $302
$3.00 = $453 (looking good, uh?)
$4.00 = $604
$5.00 = $755
And that is of course just saving the money at home -- without added interest from a savings account.
So if you haven't started saving for Christmas, get started today. Even putting .50 cents away each night will give you stocking stuffer money.