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Keeping Health Insurance In Your Budget

By January 07, 2009 , , ,

I feel it is so important to note that even during tough times when every penny counts, health insurance is one thing we should not give up. Think about it. It may seem like an expense you could do without for a short period of time, say until you get a new job or a your business improves, but that short time can easily turn into a very long extended period. And unfortunately, accidents and illnesses do not wait patiently on the sidelines until you have health insurance once again.
I remember one time when we had no coverage of any kind. With my husband being self-employed, and me not working outside of the home, we are guilty of foregoing the insurance coverage from time to time to "save money." My daughter was taking karate lessons and as fate would have it, one day in class she broke her arm. Between the emergency room visit, X-rays and orthopedic surgeon, our lack of health insurance ended up being one costly mistake we will never make again.
So if you are in between jobs, just out of college, or simply stretching your dollars every which way you can, please do not let you and your family be without health insurance. You can get a free insurance quote for even short term medical insurance. If you need a place to start, MultiNational Underwriters(www.mnui.com) has a short-term medical plan, called Amigo, which is an affordable alternative to COBRA. This could be perfect for those that are newly hired and waiting for their insurance benefits, self-employed with no insurance and those looking for a new job.

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