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Showing posts from October, 2008

Happy Halloween!!

Have a wonderful spooktacular Day!!

Good Housekeeping's Good Deals

While blog surfing today, I came across a tip at one of my most favorite blogs, Mommy Cracked. It seems that Good Housekeeping has come out with a wonderful book, Good Deals & Smart Steals to help everyone stretch that dollar has far as possible.
Now if Mommy Cracked puts her seal of approval on something, then I am satisfied it's a good thing. The book is small enough so is easy to take along with you, and is full of tips for saving money. There can never be enough tips on saving money these days, if you ask me. And I know Good Housekeeping is always good at suggesting new ideas and tricks to stretch the dollar and get the most out of purchases. You might want to check this book out -- according to Mommy Cracked, you will not be disappointed with it!

A Fun Alternative To Layaway

So I wrote before about the advantages of using Layaway for your Holiday Shopping this year, but there is an alternative that is quick, easy and can be done online with no fees.
GiftStasher.com is an organized approach to shopping for gifts and all year long. Many times I have found myself thinking of an item that would make a great Christmas Gift for someone, but then I will forget about it, or where I saw the gift when I actually start my Christmas Shopping. So how cool would it be to use a service where you can actually create gift registries for everyone on your holiday shopping list, shop online at any stores, and when ou find the perfect gift for someone, just click and save it in the registry.
You will be able to keep links to the stores where the items are, the cost of the gifts you have selected, and actually buy the gifts when you are ready. Setting up an account at GiftStasher is free. There is a completely safe toolbar that you download and when you are shopping, all you hav…

How To Make Soap and Candles Last Longer

Here is a quick tip to extend the life of your candles. Freeze them! Yep, freeze your candles for up to 24 hours before burning them. This will make the candles burn more slowly and evenly.

Make your pump soap last longer with this tip. The soap dispensers in the pump soap bottles often dispense more soap than necessary to wash your hands, and kids can really go over board pumping the soap out.
Use a rubber band and loop it until tight, around the base of the pump. the pump then goes down only half way, but still gives an adequate amount of soap. This makes the soap last twice as long.

Sobriety Is a Health and Money Saver

There is a great way to save money, and to protect your health. Staying sober, whether it be from alcohol and/or drug use, is about the best thing you can do for your health. And in staying sober, you will be doing your wallet good as well. While for some giving up the glasses of wine may be an easy enough thing to do, for others sobriety can be challenging. But if you know that is a goal you want to achieve, you should not give up on it--fight for it with the support and help of others. A caring supportive rehab center can provide treatment and a caring environment for healing from alcoholism and other addictions, which can be costly, both to your wallet, and more importantly, to your health.

Are You Considering Layaway For Christmas?

Layaway is making a comeback this holiday season. Commercials are touting KMART's layaway option for savvy moms doing their Christmas shopping now. And really, I don't think it's a bad idea. The biggest negative I can see is that not enough stores are offering the layaway option to customers (yet...), and so shopping choices may be limited.
But otherwise, I think Layaway is an option to consider. For those that know what they want to buy for their kids and other family members, layaway gives them a chance to make the kid's wishes come true. Get the toys and other items now, and pay for them a little each week. So by Christmas, you will have a the presents paid off and happy smiling faces on Christmas morning.
But there are a couple of points worth keeping in mind. First, Layaway is not a free service. You will pay, at K-Mart for example, a $5 service fee and a $10 cancellation fee upfront, or put down 10% of the item's cost, whichever is greater. Customers must make …

Shockingly Frugal Halloween Tips

Halloween can quickly become a haunting experience for people on a budget. Here are some money-saving ideas to be sure your ghosts and goblins have ab eerily fun time this Halloweeen.

Home Made Face Paint

1 tsp. corn starch
½ tsp. water
½ tsp. cold cream
food coloring

Mix and paint!

Fake Blood

Mix 2/3 cup white corn syrup, 1 tsp. red food coloring, 2-3 drops blue food coloring to darken and 1 squirt dish soap (helps blood to run well).

Create an "Old Look"

Cover face with baby powder. Draw dark lines on your skin for wrinkles. Smooth edges to blend. Cover again with baby powder. Add baby powder to your hair to create gray hair.

Cheap Halloween Decor

Candy Corn is inexpensive--use these Halloween treats as decorations. Put candy corn in glass vases and/ or bowls for table decorations.

Pine cones in baskets make a great Fall decoration.

Use a basketball or any play ball,and cover with a sheet for an instant ghost!

Take a pair of jeans and stuff with paper, towels, leaves, trash ba…

A Saving Money Grocery Store Game

I play a little game sometimes when I am shopping at the grocery store. I do not instantly save a lot of money, but if I play it enough times, the savings does add up.

It's simple really. List in hand I will go shopping for our groceries, but inevitably I will pick up things that are not on my list. So before I head to the check out line, I check out my cart and figure out a couple of things I can do without or do not really need at all. I put those items back, and make a mental note to add up what I would have spent on those particular items.

When I get home, I take the amount I saved by not purchasing those items and immediately put it away in an envelope I have just for that savings game alone. Even if I save $5.00 on each shopping trip, it adds up. Some shopping trips I can save more if I really think about what I'm buying. If I can think of something I already have at home as a substitute for something in my cart, then that something goes back to the shelf, and the money…

Save Money By Comparing prices Online First

Always shop and compare prices before making purchases. The Internet makes this so easy to do...we just need to take the time to check around and make sure we are getting the best deals for our hard-earned money. It is easy to even get estimates on things like car insurance as well as on services such as car repairs. Get maps and directions for local businesses, such as a downey body shop, and estimates for the repair you need before even leaving the house. Save gas, time and money just by doing a little research on your computer first!

Wednesday Five Saving Money Tips

Here are some quick tips on this Wednesday--the first day of October!

1. Turn off the compute/laptop at night.
I admit I am so guilty of not doing this simple thing--and guess what? Leaving the computer on 24/7 is one of the biggest drains of electricity.

2. Try shopping at consignment stores for great values on clothes and more. Consignment stores are different than thrift stores because they have high standards for what they'll accept and thrift stores just tend to sell whatever is donated to them regardless of condition. Also, check out consignment stores in high end locales.

3. Size up a sale When you find a great sale on kids clothes, buy the current size of the item, plus the next size up.

4. Turn of running water. Don't let the water run wen brushing teeth and washing dishes. By turning off that running water you can save up to two gallons of water a minute!

5. Use only your debit card (no cash!) for a week. You can track your spending and chances are that you will cu…